Loan eligibility calculator
Estimate how much you can borrow based on your income and existing EMIs.
Lenders typically allow 40–60% of net income towards all EMIs.
Estimated maximum loan₹39.61 L
- Maximum EMI
- ₹35,000
- Total EMI capacity
- ₹40,000
Lenders also consider credit score, age, employment type and property value; their decision may differ.
How is loan eligibility worked out?
Lenders cap all your EMIs at a share of net monthly income (FOIR). Maximum new EMI = income × FOIR − existing EMIs. That EMI is converted into a loan amount using the interest rate and tenure.
Results are estimates for planning only. Lenders’ actual rates, fees and eligibility rules vary.