SIP calculator
Estimate what a monthly SIP could grow to over time.
Estimated value₹50.46 L
- Amount invested
- ₹18 L
- Estimated gains
- ₹32.46 L
Breakdown
- Amount invested
- Estimated gains
- Y1: ₹1,28,093
- Y2: ₹2,72,432
- Y3: ₹4,35,076
- Y4: ₹6,18,348
- Y5: ₹8,24,864
- Y6: ₹10,57,570
- Y7: ₹13,19,790
- Y8: ₹16,15,266
- Y9: ₹19,48,215
- Y10: ₹23,23,391
- Y11: ₹27,46,148
- Y12: ₹32,22,522
- Y13: ₹37,59,311
- Y14: ₹43,64,180
- Y15: ₹50,45,760
View year-by-year values
| Year | Amount invested | Estimated value |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹23,23,391 |
| 11 | ₹13,20,000 | ₹27,46,148 |
| 12 | ₹14,40,000 | ₹32,22,522 |
| 13 | ₹15,60,000 | ₹37,59,311 |
| 14 | ₹16,80,000 | ₹43,64,180 |
| 15 | ₹18,00,000 | ₹50,45,760 |
How is the SIP value calculated?
Each monthly instalment compounds at the monthly rate (annual return ÷ 12) until the end of the period. Future value = P × ((1 + i)^n − 1) ÷ i × (1 + i), with instalments paid at the start of each month.
Returns are assumed constant for illustration. Market-linked investments do not earn fixed returns; past performance does not indicate future results.